Job Requirements:
- Minimum education: Bachelor's degree or Medical Doctor (MD)
- Proficient in Microsoft Excel for data processing
- Strong analytical skills for evaluating data to support risk acceptance decisions
- Skilled in preparing presentations using Microsoft PowerPoint
Job Responsibility:
- Conduct the underwriting process for health insurance applications in accordance with company policies and the designated distribution channel
- Monitor and evaluate corporate clients, including conducting regular reviews of active policies to ensure ongoing suitability and compliance
- Prepare and maintain work-related documentation, such as underwriting logbooks and worksheets, ensuring data accuracy and completeness
- Analyze health risks of prospective insured members and provide professional assessments based on medical history and risk factors
- Make appropriate underwriting decisions, including standard acceptance, additional premiums (extra rating), or exclusions based on risk analysis.