Job Overview:
Carrying out financing, project guarantee, and insurance business activities, including planning, implementation, and business development in the agricultural industry sector, as an effort to achieve LPEI's business targets.
Job Description:
- Preparing proposed target markets and identifying potential customers within the managed industry sector.
- Conducting marketing activities for LPEI's products to (prospective) customers.
- Analyzing and formulating proposed marketing strategies to be implemented as part of efforts to achieve the division's business targets.
- Building and maintaining good relationships with customers.
- Conducting feasibility analysis on business proposals within the managed industry sector, to be reviewed by the reviewer.
- Analyzing credit ratings for (prospective) customers in the managed industry sector.
- Monitoring customers' business activities, fulfillment of obligations, and facility requirements, including taking preventive actions in case of declining business performance or activities.
- Analyzing and preparing proposed financing collectability assessments and objective evidence of financing, including the calculation of individual impairment (CKPN), and maintaining financing collectability in coordination with related work units.
- Ensuring the achievement of individual targets.
- Ensuring all operational activities comply with applicable good corporate governance principles.
- Following up on audit recommendations.
- Performing other duties as required by the institution and/or instructed by superiors.
Job Requirements:
- Minimum graduate from any reputable university. Post-graduation will be and added advantage.
- Minimum 2 years of experience in banking and/or financial institutions.
- Certificate of Risk Management and/or Brevet Credit will be a plus points.
Possess good knowledge and understanding of:
Banking or financial institution products and business operations
Banking credit procedures
Corporate finance
- Financial analysis
- Banking risk management
- Strategic planning / strategic management