Job Description
- Responsible for managing and designing digital banking products (Lending solutions), starting from receiving the
Business Requirement Document (BRD)
from the business team. - Initiate the preparation of the
Product Requirement Document (PRD)
and continue with solution design to ensure
UI/UX
meets user needs and usability standards. - Lead the product development cycle—from PRD preparation, solution design, to the final testing phase—prior to official product launch.
- Implement customer feedback to improve
user experience (UX)
and enhance the competitiveness of digital banking products. - Ensure product development is executed according to the established
timeline and milestones
. - Coordinate across divisions and departments to maintain product quality in line with business expectations.
- Provide guidance, mentoring, and training to enhance team competence and capability.
Authority
- Access internal company data and information to formulate
product design strategies
aligned with corporate business objectives and technical development goals. - Together with the business team, make decisions related to
design, user flow, and features
of digital banking products (Lending solutions). - Conduct
testing and experimentation
(A/B testing, pilot projects) based on test results and performance analysis. - Communicate and hold both regular and ad-hoc meetings with relevant teams to ensure project alignment.
Job Requirements
A. Qualifications
- Minimum
Bachelor's degree (S1)
in
Information Technology, Computer Science
, or a related field. - Minimum
2–4 years of experience
in the
banking or fintech industry
, particularly in
lending products
.
B. Knowledge / Technical Skills
- Strong understanding of
digital banking products
, from requirement definition, design, to testing phases. - Proficiency in
project management methodologies
such as
Agile, Scrum, or Waterfall
. - Proven ability to lead the
requirement definition, design, and testing
processes. - Ability to develop
product strategies
, including product roadmaps and effective testing plans. - Solid understanding of
regulatory frameworks
governing digital banking, including
OJK
,
Bank Indonesia (BI)
, and
data protection regulations
.