About the role
We are seeking a highly capable Risk Management Lead to oversee the local risk control function of our fintech business in Indonesia. This role requires a balance of analytical skill, local market awareness, and strong cross-cultural communication. The ideal candidate will serve as the key bridge between the Indonesia team and our headquarters in Beijing.
What you'll be doing
Data and Analytical Capability:
- Utilize basic SQL and data analysis skills to extract and interpret operational and credit performance data.
- Understand fundamental consumer lending and credit risk concepts such as approval rate, credit limit, credit line management, and A/B testing in credit policy.
- Collaborate with the HQ risk team on policy optimization, segmentation, and data-driven decision-making.
Communication and Coordination:
- Act as the primary point of contact between the local Indonesia team and the Beijing risk management team.
- Ensure smooth, timely, and accurate communication of all risk-related matters, including market events, regulatory updates, and operational incidents.
- When significant local events occur (e.g., public demonstrations or major economic shifts), promptly inform the HQ team to support timely strategic adjustments.
- Coordinate with HQ in preparing high-quality reports, materials, and documentation for regulators, partners, or investors.
Regulatory & External Stakeholder Awareness:
- Closely monitor and interpret updates from local regulators (e.g., OJK, AFPI) and funding partners.
- Summarize and communicate regulatory announcements accurately, ensuring that relevant teams understand and comply with requirements.
- Proactively work with HQ to ensure timely, compliant, and professional submission of required materials.
What we're looking for
- Bachelor's degree in Finance, Economics, Statistics, or related field.
- Minimum 3-5 years' experience in a risk management, credit analysis, or compliance role within the fintech operations, P2P or related business processes is preferred
- Basic proficiency in SQL and data interpretation.
- Familiarity with consumer lending, credit scoring, and fintech industry practices.
- Excellent communication and coordination skills, with sensitivity to local context and cultural nuances.
- Bilingual in English and Bahasa Indonesia; Mandarin proficiency is a plus.
What we offer
At our company, we are committed to providing our employees with a fulfilling and rewarding work experience. In addition to a competitive salary, we offer a range of benefits including:
- Comprehensive health insurance and wellness programs
- Professional development opportunities
- A dynamic and innovative work environment
If you're excited by the prospect of joining a fast-paced fintech company and making a real impact, we encourage you to apply now