PT MNC Finance
is seeking a highly driven and experienced
Branch Manager
to lead our
Kredit Multiguna (KMG)
business in Bandung. The Branch Manager will be responsible for driving business growth, managing the branch performance, and ensuring operational excellence for
multipurpose loans with SHM/SHGB collateral
. This role requires strong business acumen, market knowledge, and proven leadership in the financial services and secured lending industry.
Key Responsibilities
- Lead and manage branch operations and sales performance for
KMG (Kredit Multiguna)
products. - Drive business acquisition and maintain portfolio growth in
Bandung & surrounding areas
. - Develop and maintain relationships with customers, property agents, business partners, and local communities.
- Ensure proper credit assessment, collateral valuation (SHM/SHGB), and compliance with lending policies.
- Monitor credit quality, portfolio performance, and collection effectiveness.
- Manage branch team (sales, credit & operations) to meet performance targets.
- Ensure branch operational excellence and compliance with company SOP & regulatory standards.
Requirements
- Minimum
5 years of experience
in financial services, banking, or multifinance industry — specifically in
multipurpose secured loan / Kredit Multiguna
segment. - Strong understanding of
secured loan products
with
SHM/SHGB collateral
. - Familiar with
Bandung market
, customer profile, and potential business networks. - Proven track record in
branch leadership, sales management, and performance delivery
. - Strong analytical, communication, and business development skills.
- High integrity, results-driven, and able to work in a target-oriented environment.